🇸🇪 Sweden Income Tax Calculator 2026

Municipal tax (kommunalskatt) + National tax (statlig skatt) · Jobbskatteavdrag employment credit · Optional church & burial fees · Employer total cost

⚠️ Important note: This calculator estimates Municipal + National tax + Jobbskatteavdrag for the 2026 tax year. The 7% pension fee is fully offset by a matching tax credit (net cost = 0). Church tax and burial fee can be added optionally. Jobbskatteavdrag is a simplified model based on Skatteverket data — use as estimate only.
📑 Reference 2026 (Skatteverket / SCB / Regeringskansliet) — ✅ Updated with official 2026 data:
  • ✅ 2026 KOMMUNAL Municipal tax: avg 32.38% (range 28.93%–35.65%)
  • ✅ 2026 STATLIG National tax threshold: SEK 643,000 (20% above)
  • ✅ 2026 CREDIT Jobbskatteavdrag: max ~SEK 48,000 (non‑refundable, simplified model)
  • ✅ 2026 PENSION Allmän pensionsavgift: 7% withheld, fully creditable (net cost = 0)
  • ✅ 2026 CHURCH Kyrkoavgift: avg ~1.0% (varies by parish, optional)
  • ✅ 2026 BURIAL Begravningsavgift: 0.29% (mandatory, except Sthlm/Sundsvall 0.16%)
  • EMPLOYER Arbetsgivaravgifter: 31.42% (standard rate)

Input Parameters

SEK
Example: SEK 480,000/year ≈ SEK 40,000/month gross
Municipal tax varies significantly. Select your kommun.
%
Avg ~1.0% (0.8%–1.5%)
%
0.29% (Sthlm 0.16%)

Tax Breakdown

Visual breakdown

⚠️ Estimate only. Pension fee is fully creditable (not deducted from take‑home). Jobbskatteavdrag is a simplified model. For official figures refer to Skatteverket.